Request a personalized quotation for our Shariah advisory, analytics, and academy services.
Registered Shariah Adviser
Registered Shariah Adviser
Network & Affiliations
Comprehensive Shariah advisory services including product structuring, review, audit, certification, and institutional Zakat services.
Advanced analytics and digital solutions for Islamic finance, providing Shariah status verification and payment gateway services.
Comprehensive training programs and certification services to build Shariah compliance capabilities within your organization.
Self-service tools and personal advisory services for individuals seeking Shariah compliance solutions.
i.destinasi
Shariah Advisory on Financing Product Offered Using Tawarruq Contract
AQIQAHCENTRE.COM
Shariah Advisory on Qurban Mecca Product
Halogen
Shariah Advisory for Halogen Shariah Enhanced Income Fund & MYR Liquid Fund
Lyndung
Shariah Advisory for Community Medical Bill Sharing Program
Luno
Shariah Advisory for Solana (SOL) and Cardano (ADA) Staking Services
Petrogroup
Shariah Advisory on Financing Product by Petrogroup Sdn Bhd
MuslimBit Exchange
Shariah Advisory Consultancy Services for MuslimBit Exchange
Saraf
Shariah Advisory Consultancy Services for Crypto Shariah Screening
YFLife
Shariah Advisory Consultancy Services for Insurance Product
iSaham
ESG + Maqasid
Shariah Screener.com
Shariah Screener for Global Stocks
Elzar Shariah Solutions & Advisory
Shariah Screening on Global Stocks
MyCARE
Crypto Donation System & Payment Gateway
PPZ MAIWP
Crypto Zakat System & Payment Gateway
Lembaga Zakat Selangor
Crypto Zakat System & Payment Gateway
Tekun Nasional
Speaker for 'Bengkel Pengurusan Mesyuarat Jawatankuasa Syariah'
WazzaRed
Training on 'Islamic Securities Screening & Compliance'
PhillipCapital
Training on 'Islamic Securities Screening & Compliance'
RHB
Training on 'Shariah Screening & Compliance for Cryptocurrency'
OCBC Al-Amin
Training on 'Shariah Screening & Compliance for Cryptocurrencies'
Modern Wealth Academy
Shariah Advisory and Review for Shariah-Compliant Crypto Trading Module
Whether you are a fresh graduate with your first job or a seasoned employee, many of us plan to buy a house, own a new car, or apply for financing. In this process, one crucial concept you need to understand is the Debt Service Ratio (DSR).Understanding DSR is the first step — and one that should not be overlooked — as it is the first thing financial institutions such as banks assess. In reality, many financing applications are rejected not due to lack of income, but because the borrower's debt obligations exceed their financial capacity. DSR is not just a number — it is a key indicator of whether your financing will be approved.
Read More
The rise of cryptocurrency has sparked numerous innovations in the digital finance world, including staking, a key method for earning passive income in blockchain ecosystems. Staking allows crypto asset holders to lock their assets to support network operations, such as transaction validation, in exchange for rewards. However, for Muslims in Malaysia, a critical question arises: does staking comply with Shariah principles? This article explains what staking is, how it works, and analyzes its halal status by referencing Shariah-compliant contracts.
Read More
The rapid advancement of technology today—particularly in the realm of digital currencies such as cryptocurrency—has sparked growing interest and debate within the Muslim community, especially regarding the halal or haram status of its use. Beyond major cryptocurrencies like Bitcoin and Ethereum, meme coins have also emerged—speculative tokens that have captured the attention of many crypto enthusiasts. The rise of meme coins often fuels discussions about their Shariah compliance, as they are frequently associated with speculation rather than real economic value.The discussion around cryptocurrency is not limited to its use as a trading tool, but also extends to its role as a long-term investment asset—for example, Bitcoin, which is often referred to as “digital gold.” As the adoption of cryptocurrency continues to expand, particularly among Muslims, the question of its permissibility under Islamic principles becomes increasingly important to ensure alignment with Shariah values.
Read More
Bangi, 9 December 2025: Sharlife Sdn. Bhd. recently paid an official visit to Yayasan Tadabbur for a strategic meeting characterized by professionalism and a spirit of collaboration. The Sharlife delegation was led by our Chief Executive Officer, Mr. Mohamad Zulhaikal Mat Zukri, alongside Mr. Adnin and Ms. Aqilah. The visit focused on exploring strategic collaboration between the two organizations, particularly in empowering the infaq and welfare ecosystem through Islamic fintech solutions. Sharlife reaffirmed its commitment to contributing expertise and digital solutions, including enabling infaq channels via digital assets, aligned with current needs and the evolving Shariah-compliant financial landscape. As a symbol of mutual commitment, the session concluded with the signing of a Memorandum of Understanding (MoU) between Sharlife Sdn. Bhd. and Yayasan Tadabbur. This MoU serves as the foundation for a long-term partnership aimed at supporting sustainable programs in dakwah, Quranic education, and welfare initiatives led by Yayasan Tadabbur. Sharlife Advisory looks forward to a fruitful and enduring collaboration, with the shared goal of creating meaningful impact for the community and the wider ummah.
Read More
At Sharlife, we are proud to lead conversations at the forefront of Islamic finance innovation. Our CEO, Mohamad Zulhaikal Mat Zukri, recently spoke at #LIDAC2025 organized by Luno on the pivotal topic, "Defining Compliance Through a Shariah Lens." This platform allowed Sharlife to reinforce our unwavering commitment to Shariah compliance where governance, transparency, and rigorous advisory standards are essential. We believe Shariah compliance is not simply a certification but a continuous journey demanding integrity and expert oversight. As trusted Shariah advisors, Sharlife is dedicated to empowering the global Islamic finance ecosystem with clear, credible, and practical guidance on digital assets and beyond. We encourage collaboration and innovation rooted in Shariah principles, ensuring ethical standards that protect and grow value for all stakeholders worldwide. A heartfelt thank you to Luno for organizing this impactful forum and for their commitment to advancing Islamic finance globally. Together, let us define the future of Shariah-compliant financial solutions.
Read More
We are proud to have conducted a tailored training session for OCBC Al-Amin on the topic: Stocks and Crypto Screening from a Shariah Perspective. As digital assets and Islamic investing continue to evolve, it is essential for financial professionals to remain informed and compliant. This two-part programme was designed to strengthen participants understanding and practical application of Shariah screening methodologies across both stocks and cryptocurrencies. Key learning outcomes included: Understanding the fundamentals and landscape of stocks and crypto Identifying Shariah issues and global fatwa positions Applying Shariah screening methods to evaluate financial assets Conducting legitimacy analysis on crypto projects Hands-on practice with crypto wallets and basic transactions From theoretical principles to practical case studies, our goal was to equip the OCBC Al-Amin team with the knowledge and tools to analyze and navigate the digital investment world all through a Shariah-compliant lens.
Read More